Embedding Governance, Risk and Compliance into IT strategy: a strategic imperative

Written in collaboration with Carla Santos, a member of The Blog team.  As financial services continue to evolve, the need for innovative solutions has become paramount rather than a luxury. Yet, in their race to deliver cutting-edge digital services, financial institutions face a familiar tension: how to remain agile and …

Empowering banks through a business-led technological transformation

Leonard couldn’t lull himself into dreamland. His bedside clock kept reminding him of the unforgiving passage of time—it was now 5am—and he was getting more and more jittery. You see, later that day, his team would receive training on Artificial Intelligence (AI) and how to use it in their department. …

Cybersecurity Days: The five ideas that resonated the most with us

Recalling the saying, “It’s not a matter of ‘if,’ but a matter of ‘when’,”  when it comes to cybersecurity, isn’t pessimistic. On the contrary, it’s fairly realistic. Technology developments are a gale that is constantly changing not only how we live but also how we are. With great advancements come …

When the Financial Action Task Force (FATF) comes to town

Let’s talk about money laundering, baby.   We bet that got your attention. But being connected to money laundering in any way is not the kind of attention that individuals, businesses and— arguably more importantly — financial centres like Luxembourg want. At all.   There was a funny post on social media …

The GDPR, one year after

“Virtue is more feared than vice, because its excesses are not subject to regulation of conscience” stated Adam Smith. Aren’t laws, after all, trying to limit any potential excesses of our conscience? Innovation and regulation are bound to play the cat-and-mouse game. And you can easily figure who tries to …

How actuarial insights drive value creation in insurance M&A

Anyone watching today’s European insurance market sees one thing: consolidation is no longer optional – it’s survival. The strategic urge for scale, the need to manage legacy books more efficiently, and investors’ appetite for predictable, long‑duration cash flows are all pushing deal activity higher. In this evolving landscape, actuaries are …

Data Culture: a leadership discipline or a data capability?

In many organisations, data is everywhere: dashboards, KPIs, data warehouses, even early AI pilots. And yet, when an important decision lands on the table, the same kind of questions come back: “which number do we trust? Who do we believe? Which dashboard should we trust?” The challenge is rarely the lack of data. It’s the lack of agreed ways …

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