First, a question: What’s happening around us? How did we get here? This question has most likely crossed your minds while reading the news over the past weeks, or let’s be honest, years. At times, the headlines can make it feel as though we are living in a parallel‑universe storyline. Many of us in Luxembourg …
Threat-Led Penetration Testing (TLPT) has become one of the most advanced cyber resilience exercises conducted in the financial sector. With the entry into application of the Digital Operational Resilience Act (DORA) in January 2025, these exercises now form part of the regulatory framework for certain financial institutions across the European Union. TLPT represents a …
In an article we recently published in IT Nation, PwC data experts explored Luxembourg’s ambition under Accelerating digital sovereignty 2030, a national push to strengthen capabilities in data, AI. The direction is clear: digital sovereignty requires control, trust, and value creation from data. But strategy alone does not create impact. It sets intent, not execution. Data must be …
Picture a map of Europe today. The world feels less certain, the winds of conflict blow closer, and the Old Continent finds itself speaking a word it thought it had left behind: rearmament. The European Union, sensing the urgency of the moment, is preparing to invest heavily in its security. …
Anyone watching today’s European insurance market sees one thing: consolidation is no longer optional – it’s survival. The strategic urge for scale, the need to manage legacy books more efficiently, and investors’ appetite for predictable, long‑duration cash flows are all pushing deal activity higher. In this evolving landscape, actuaries are …
In many organisations, data is everywhere: dashboards, KPIs, data warehouses, even early AI pilots. And yet, when an important decision lands on the table, the same kind of questions come back: “which number do we trust? Who do we believe? Which dashboard should we trust?” The challenge is rarely the lack of data. It’s the lack of agreed ways …
It’s now been over a year since the International Accounting Standards Board (IASB) unveiled IFRS 18 Presentation and Disclosure in Financial Statements – a fundamental update to IFRS Accounting Standards, and the countdown to 2027 has already begun. With an effective date of 1 January 2027, the three-year lead time for IFRS 18 isn’t just generous, it’s intentional. IFRS 18 isn’t a minor update you can …
Climate risks are no longer hypothetical. They are real, measurable, and increasingly volatile. From weather events such as floods, droughts and changing rainfall patterns to regulatory shifts such as carbon pricing, climate risk exposures affect every business. They also come with unique risks and opportunities. Thus, it naturally follows that …
Once upon a time, companies did business with… paper. At least, that’s what I’ve heard – from the elders who survived the faxes, the carbon copies, and the infamous filing cabinets. Back then, contracts were mailed, signatures were wet, and ‘cloud’ meant something that ruined your picnic. Fast forward: digitalisation …
Written in collaboration with Carla Santos, a former member of The Blog team. “Sustainability means putting life at the center of every decision.” Vandana Shiva, physicist and ecofeminist. Open any news site and it’s hard to feel optimistic: headlines are dominated by violence, hunger, war, political division, environmental crises, and …
