Decrypting crypto-assets

Could Bitcoin be to Cryptocurrencies what Napster was to Peer-to-Peer file sharing? Napster helped shape the web 2.0, intentionally or not. Bitcoin might be the precursor of a world where crypto-assets-based transactions are as common as relying on your smartphone for, well, almost everything. If you were a child when …

The day banks will perish

One day, banks will perish. You know, the big building where bankers attend customers face-to-face and a large set of services is delivered. Even the ones that have implemented an end-only digitisation model will disappear. One day. More and more, customers don’t like cosmetic fixes, when banks design an appealing …

LIBOR, simply explained

There are interest rate indices, and there is LIBOR. There are numbers, and there is LIBOR. In fact, you can even find articles referring to it as “the world’s most important number”. But what is this index the business community is increasingly talking about?   By the end of 2021, …