Written in collaboration with Carla Santos, a member of The Blog team. As financial services continue to evolve, the need for innovative solutions has become paramount rather than a luxury. Yet, in their race to deliver cutting-edge digital services, financial institutions face a familiar tension: how to remain agile and …
Leonard couldn’t lull himself into dreamland. His bedside clock kept reminding him of the unforgiving passage of time—it was now 5am—and he was getting more and more jittery. You see, later that day, his team would receive training on Artificial Intelligence (AI) and how to use it in their department. …
Recalling the saying, “It’s not a matter of ‘if,’ but a matter of ‘when’,” when it comes to cybersecurity, isn’t pessimistic. On the contrary, it’s fairly realistic. Technology developments are a gale that is constantly changing not only how we live but also how we are. With great advancements come …
Let’s talk about money laundering, baby. We bet that got your attention. But being connected to money laundering in any way is not the kind of attention that individuals, businesses and— arguably more importantly — financial centres like Luxembourg want. At all. There was a funny post on social media …
“Virtue is more feared than vice, because its excesses are not subject to regulation of conscience” stated Adam Smith. Aren’t laws, after all, trying to limit any potential excesses of our conscience? Innovation and regulation are bound to play the cat-and-mouse game. And you can easily figure who tries to …
Governance, in simple terms, is how a governing entity, regardless of its size, interacts and makes decisions to accomplish a goal. You may find dozens of definitions of it, more or less sophisticated, but they all come down to the same idea. Corporate governance is gaining traction in financial services, …
Digital technology is changing how we interact with each other or with society and how we trust one another. A new economic model is emerging: the sharing economy. We’ve gathered insights from world-renowned experts and in-house research to give you an overview of: the sharing economy’s dynamics, in the European …
Threat-Led Penetration Testing (TLPT) has become one of the most advanced cyber resilience exercises conducted in the financial sector. With the entry into application of the Digital Operational Resilience Act (DORA) in January 2025, these exercises now form part of the regulatory framework for certain financial institutions across the European Union. TLPT represents a …
In an article we recently published in IT Nation, PwC data experts explored Luxembourg’s ambition under Accelerating digital sovereignty 2030, a national push to strengthen capabilities in data, AI. The direction is clear: digital sovereignty requires control, trust, and value creation from data. But strategy alone does not create impact. It sets intent, not execution. Data must be …
Picture a map of Europe today. The world feels less certain, the winds of conflict blow closer, and the Old Continent finds itself speaking a word it thought it had left behind: rearmament. The European Union, sensing the urgency of the moment, is preparing to invest heavily in its security. …
![[VIDEO] Sharing economy: a new world business model](https://blog.pwc.lu/wp-content/uploads/2017/03/Visuel_economy-sharing.png)
