New Year’s resolutions are familiar to all of us. We take our smartphone – or if you are still a nostalgic paper lover, your notebook – and list things we want to change over the 12 months to come. Often times, the list of items becomes shorter because we decide …
Smart watches, smartphones, smart-clothes. All of them bring the promise of assisting us intelligently, making our lives easier. That’s what the voice-based assistants currently do. The need for validation, if any, comes from us. There are smart contracts too. Rather than assisting one person, they are poised to ease transactions between two …
The PSD2 is the revision of the first Payment Services Directive (PSD) that the European Commission adopted in 2007. It aims to regulate the activities of payment service providers and to create a harmonised framework across Europe. With this new regulation we expect an increase in the number of providers …
How many emails asking you to review your privacy settings or update your newsletter subscriptions have you received in the last month? Of these, on how many of the links included in the email did you actually click? We made a quick poll and found there were two common answers. …
New technology players are entering the insurance sector, bringing with them innovation and changing the way the business operates at both front-end and back-end levels. Called “Insurtechs”, a name inspired by the word “Fintechs”, these technology-based companies are exploring new avenues – offering ultra-customised policies and social insurance, for example …
When you think of artificial intelligence (AI), your brain might evoke a gentle robot answering questions accurately. Could that friendly machine disclose information you want to keep private and under your control? For now, AI is a result of human inventiveness: we build, train and influence how AI performs, what …
Some weeks ago, we had the opportunity to exchange views on what the rise of artificial intelligence (AI) means to business and society, threats and advantages, and the value it’s already bringing to us. The scenario couldn’t be better: Anand Rao, our global AI leader, visited Crystal Park and shared …
Governance is a priority for the Luxembourg investment fund industry, especially in the current situation, as the country becomes even more attractive with the Brexit aftermath. Governance is more than the observance of the law; it’s about sound decision making and the exercise of good judgement in all areas of …
Brazilian regulators, in January 2018, recommended the revision of the Resolution 3.792 responsible for the investment practices and the disclosures of relevant regulated entities. The objective? To create a common denominator between overseas investment/allocation rules for Brazilian pension and investment funds. As new doors open, setting the Brazilian capital market …
We bet most people working on Information security know the key dimensions for securing an information system. These three pillars (see the image below) remind businesses security goes beyond technology. When having a look at existing information security programmes, one pillar tends to be neglected despite its importance when fighting …
